Secured loan rate reduction

We are seeing a fair bit of movement from lenders at the moment with reductions in rates and increases in LTV’s.

Our Secured Loan Panel has also been selected as a key partner for yet another new lender which extends their position as the foremost master broker with by far the largest panel of secured lenders available. I will provide you with more details on the new lender shortly - I am sure you will be impressed.

In the meantime, Blemain has made some major changes to its products which include lower rates, higher LTV’s and a new plan up to £80,000 which accepts one adverse point up to 70% LTV. This is significant when you take on board the other key strengths of Blemain’s secured loans which include:

• High income multiples achieved by using net disposable income
• Heavy and light adverse accommodated
• CCJ’s and Defaults over 2 years old can be ignored
• 1st and 2nd charge arrears over 12 old months ignored
• LTV’s up to 77.5%
• Second charge loans available up to £500,000
• Loans for business purposes and second charges on BTL’s accepted
• Accountant’s projections accepted if latest accounts poor or not completed

Packaging loans to Blemain requires particular skill and experience and getting it wrong could cost a client relationship. Blemain awarded our Loan Panel the broker of the month award in September so why not talk with them direct to discuss any enquiries you have.

Don’t forget we can also arrange bridging loans through Blemain along side our other large portfolio of bridging lenders. High level details of Blemain’s bridging products are as follows:

• Rates starting at 0.75%;
• LTV's up to 75%;
• Products available for 3, 6 or 12 month terms;
• No exit fee available;
• Interest roll-up and payment deduction options available on 12 month bridge;
• Residential investment properties LTV based on OMV;

Should you need help or advice please call our Panel Direct by simply CLICKING HERE

If You Have Any Stocks or Shares You Need To Read This

DO YOU HAVE A SHARE PORTFOLIO?

ALL EXCHANGES ACCEPTED!!

NON RECOURSE LOANS AGAINST YOUR STOCK

BORROW AGAINST YOUR SHARE PORTFOLIO!! 

In simple terms, this product is offered through a Hedge Fund and is a simple non-recourse loan product, offered against shares listed on a recognised exchange.

Most major exchanges are catered for across Europe, Asia, North and South America and the Middle East.

We can typically provide a guaranteed term sheet on an eligible stock or portfolio within 48 hours (please note, for smaller exchanges where DD is required decisions will take longer). The loan-to-value, determined by stock price, daily volume, historical price data, and volatility, can be as high as 80 %, with terms from 10 days to 10 years. 

 

Loans are non-recourse – there are no penalties to the borrower if the stock loses value or borrower defaults. For the period of the loan, the title is transferred to the lenders custodian.

Key Features:

• Low interest rates - fixed between 2.5% and 5%, paid quarterly, ten days to ten year terms available
• No due diligence or commitment fees (arrangement fee is payable on closing from the proceeds of the loan)
• Loan proceeds for any purpose
• High LTV ratio of up to 80%
• Not credit score driven, the collateral determines LTV and rate
• Non-recourse
• Flexible terms with options to pay off, refinance, or renew
• Minimum Share Value $100,000
• Maximum Loan $100 Million

FOR MORE INFORMATION - CLICK HERE

 

Business Overdrafts Up To 10,000 - Same Day, No Credit Check

Small UK Business Overdrafts

• Up to £10,000 in 1 hour
• 5 minute application
• No Credit Check
• Money sent direct to your account
• Repaid Weekly from your Debit Card
• Interest Rate - Based On Your Star Rating
• You Control your interest rate

For example borrowing £1,000
repaid over 10 weeks
Only Costs £1,027 with 5 star rating

UK BUSINESS LOANS up to £30,000 in your account in 30 minutes

An alternative source of cash, fast Looking for fast, flexible finance? YOU can put cash in your company account within minutes, with no need for paperwork or meetings. Applying for a loan for your Business is simple. You don’t do paperwork! Unlike a bank, You don’t require your business or marketing plans and you won’t need to meet face to face. This unique service is objective and completely online from start to finish!! You usually get an immediate answer and, if approved, you could have cash deposited in your business bank account within one business day. Depending on who you bank with, it could be as little as 15 minutes. This speed, combined with their unparalleled flexibility, makes this the most convenient business lender in the land! Your business can initially apply for any amount from £3,000 to £30,000.  Should you choose to use our Funder for Business more than once - and provided you use the service responsibly - They may increase your business trust rating, giving your business more borrowing flexibility in the future. You are always free to make an early repayment to save on interest. You can even repay in full, at any time, with no hidden fees Our mission is to solve businesses’ short term and urgent cash flow needs with an equally short term and responsible solution.

Borrow from £5,000 to £500,000 with a low rate UK secured loan

"As a UK home-owner you could borrow from £5,000 to £500,000 with a low rate secured loan"

If you are looking to borrow money for a wedding, home improvements, a new car, or to consolidate existing credit - maybe there’s more than one reason - a secured loan can give you the money to make it happen, with an affordable monthly repayment that suits you

We are delighted to announce the launch of a new secured loan lender, to our Panel.

This option offers something unique to the secured loan market with all its products being made available on variable or fixed rates with a maximum LTV of 85% (75% on ex-council flats). This rises above the majority of the existing lenders in the market.

This option will focus on customers’ recent credit activity and won't punish borrowers for historic adverse over 24 months or under £300. The product is available exclusively - The Option will offer loans from £5,000 to £30,000 to customers in England, Scotland & Wales with mild adverse credit up to 85% LTV.
 

NO APPLICATION FEES
NO LEGAL FEES
NO VALUATION FEES
MONEY IN ONLY 10 DAYS
Rates from 5% 

• ALSO AVAILABLE
• LOANS FROM £100,000 to £500,000
• TERMS FROM 3-25 YEARS
• RATES FROM 5%  
• RATES 4.5% LOWER THAN OTHER HNW SECURED LOANS!! 
• REAL ALTERNATIVE TO A RE-MORTGAGE

THIS SCHEME IS FOR UK PROPERTY ONLY!!
Why not talk direct with the Funder to discuss your options, and release your Equity
by simply CLICKING HERE

HNW 100% Global Project Funding At 0.5%

The MIRF program is an alternative finance structure that enables clients to borrow funds at minimal interest. The minimum loan size is $100M. Loans are in United States Dollars.
 

The structure involves no unusual banking terminology just a simple process that provides bank-to-bank confirmation of the availability of the funds before entering into the process. Funding can be obtained for all major project sectors including energy, infrastructure, real estate, transport and natural resources . 

Basic Criteria:
$100m - $5B
All Global Locations Considered
100% Loan
Interest Rate 0.5%
1.5M Euro Deposit required
Deposit secured by a BG
Shovel Ready Projects Only

PROJECTS REQUIRED - Will consider most, but prefer- 

• Waste Management
• Waste To Energy
• Energy (But not Wind Power Farms)
• Housing Developments minimum of 300 Houses
• Holiday Resorts, Marinas & Villa developments
• Casinos
• Condo's & Hotel Developments
• Agriculture Projects (Food, Water, etc)
• Aqua Culture Projects.
• Aviation

THIS OPTION IS ONLY AVAILABLE
TO CLIENTS WHO HAVE 1.5M EURO NOW!!
CLICK HERE for our Funding Brochure

 

£48 Billion wiped off share values - Here are your alternatives

Last week, the FTSE 100 fell by 3% in just one day.  This equates to more than £48 billion!

Analysts indicate that investments in the stock markets would be very badly hit.  Emerging markets were also hit very hard, with Turkey down 20% from its recent peak.

News of this huge downturn in the stock markets has left investors looking towards alternative investments.

Moving money into investments with fixed contracted returns offers additional security compared to traditional investments where stock market volatility can seriously impact upon any investment.

Our specialised Consultancy Partners currently have many investments that are suitable for cash and Sipp investment from as little as £5,000.

A recent addition to their investment portfolio is the Jules Holland Jam House investment.

The Jam House has been successfully operating since 1999 and the investment offers an opportunity to participate in financing the expansion of award-winning and unique live music venues and restaurants. 

This investment, if taken over 4 years, will return a huge 33%!

Backed by some city heavyweights such as Steve Thomas, founder and former CEO of Luminar, and Mike Balfour, founder and former CEO of Fitness First, the Jam House investment is already fuelling interest from many investors.

To speak to our partners about any of their alternative investments, please get in contact by

Simply email us by CLICKING HERE

UK STRETCHED SENIOR DEVELOPMENT FUNDING

• Loan Size - £10m to £30m
• Max loan to cost - 90% (the definition of "cost" and "loan" here excludes finance costs)
• Commitment fee - £25k refundable if declined or when the loan draws
• Arrangement fee - 1.25% of loan value, rolled up and added to the loan (i.e. not paid in cash)
• Headline interest rate - 14.5%, compounded monthly
• Release fee - 1.5% of GDV payable as units complete/balance on redemption of the loan at running average of sales to date (subject to min of 1.5% of the appraised GDV)
• Min interest/fees - 0.2x capital amount being advanced
• PG - for minimum of 25% of the capital amount being advanced
• Max loan to value - 70% ("loan" excludes interest roll up)
• Max loan+interest to value - 85%
• Planning - fully consented (i.e. we will lend based on the current consent)
• Geography - London & the wider SE

To discuss Your UK Development needs
and get a copy of our Latest Global Funding Brochure
Simply CLICK HERE

How To Release Your Equity Without Redemption Penalties

LOANS UP TO £500,000 

Avoid redemption penalties!!.
For those clients who want to avoid redemption 
penalties but still want to release equity from their home 
there is an answer, secured loans

Employed residential
Rates from 5.6%
LTV’s up to 95%
Adverse products
Loans up to £500k – more on referral

Self employed residential
Rates from 6.6%
LTV’s up to 85%
Adverse products
Loans up to £500k – more on referral

BTL 2nd charges
Up to 70% LTV (houses & flats)
120% rental cover
Loans up to £50k – more on referral

THIS SCHEME IS FOR UK PROPERTY ONLY!!

Why not talk direct with the Funder to discuss your options, and release your Equity
by simply CLICKING HERE

100% Global Project Funding with JV Equity and Debt from 2.5%

We have on our Funding Panel a Funder who is  privately seeking means of expanding their investment portfolio internationally and would like to partner with new Global Projects. As part of their investment expansion plan, they are ready to facilitate and fund any project that is capable of generating at least 15% EBITDA . They will provide,  a 50% JV Equity Investment and 50% debt financing . 

Basic Criteria:
$1m - $10B
All Global Locations Considered
100% Provided By
50% Equity &
50% Debt Loan From - 2.5%
5-20 Year Terms
Min EBITDA 15%

 

PROJECTS REQUIRED - Will consider most, but prefer
- Aviation,
- Aquaculture to Energy, 
- Biomass From Plant to Suppliers of Coal,
- Hospitals
- High Tech Engineering
- Mining, Minerals, Shipping, Transport, Casinos, Housing, Offices
- Large Resorts & Hotels in emerging holiday destinations

We care 100% about helping each client to be successful 
And We have no upfront fees when providing this service!!
We are the experts!! We are entering our 31st Year!!
CLICK HERE for our Funding Brochure

BRIDGE FUNDING AGAINST SOLICITORS UNDERTAKING!!

• Lending against a solicitor's undertaking rather than bricks & mortar
• The solicitor is to give an irrevocable and unconditional undertaking to repay said money by said date
• Funds available within 1 week of application
• Facilities from £27,500 up to £1m
• Loan period of up to 12mths
• Given the nature of the security (or lack thereof), pricing is deal specific.

CLICK HERE for details and a copy of our latest funding brochure

Buy to Let & Quirky Residential Lending Policies

BUY-TO-LET LENDING HIGHLIGHTS

• 75% interest only buy to let, sub 4%
• Will lend against multi-unit residential assets up to 4 on one title
• Rental calculation 125% of payrate.

RESIDENTIAL HOMEOWNER LENDING HIGHLIGHTS

• 80% interest only (no need for repayment vehicle to be in place)
• 3yr term
• Rate sub 4.5%

CONTRACTORS

• Lend against contract value (annualise weekly rate assuming 46 week year) with a multiple of 4.5 subject to maximum of 85% loan to value
• If contract due to shortly expire i.e. 3mths, the lender will require confirmation a new contract will be in place
• Minimum 2yr contract history (if not, will lend 70% LTV provided same sector)
• FTB/Mover/Remortgage
• Available to contractors in the following fields: IT/Oil & Gas/Accountants/Solicitors/Actuaries/Bankers/Compliance Professionals

SHAREHOLDING DIRECTORS

• Lender will use net profit for the company plus dividend income ie will not simply look at drawn income plus dividend, which is great for those with retained profits and supports a higher level of lending.

CLICK HERE for more details and our Funding Brochure

Focus on unlimited adverse UK bridging finance

First Charge

• Adverse credit profiles accepted to include repossession orders pending sale
• Funding available for residential, single or multiple assets
• Specific semi-commercial and pure commercial assets
• England, Scotland and Wales
• Lending £50k up to £2m however up to £5m will be considered
• Gross lending to 60% loan to value for adverse cases
• Residential assets at 1.25% per month (lower by exception for the 'right deal'), semi-commercial and commercial assets at 1.45%
• Various repayment options including serviced and retained interest
• 2% arrangement fee (can be marginally lower for the 'right deal'), subject to a minimum £2k
• No exit fees
• Daily interest
• Term 1mth to 12mths
• Regulated contracts available through our sister company

CAN WE HELP YOU?
Request our Funding Brochure NOW!!

Whats The Best Way To Release Equity From UK Property

2nd CHARGE LOANS

WILL RELEASE EQUITY IN YOUR UK PROPERTY

UP TO 90%LTV & RATES FROM 5%

NOW LOANS UP TO £200,000 FROM 7.5%!!

We all know that the secured loan market is thriving but did you know
what the secured loan industry has to offer?.

NO APPLICATION FEES
NO LEGAL FEES
NO VALUATION FEES
MONEY IN ONLY 10 DAYS
UP TO 90% LTV
Rates from 5%

• Rates from 7.9% are available for self-employed borrowers with 3 months of bank statements 
• HNW Loans up to £200,000 from 7.5%
• Loan rates available from 6.9% up to 65% LTV for loans up to £125,000 
• Loans available up to £100,000 with NO CREDIT SCORE REQUIRED 
• Loans up to £50,000 available even if consent has been declined by a mortgage company 
• Interest only secured loans are available from several lenders 
• Unlimited adverse on any secured loans available up to 65% LTV 

THIS SCHEME IS FOR UK PROPERTY ONLY!!
Why not talk direct with the Funder to discuss your options, and release your Equity
by simply CLICKING HERE

Borrow Against Your Share Portfolio

DO YOU HAVE A SHARE PORTFOLIO?

ALL EXCHANGES ACCEPTED!!

NON RECOURSE LOANS AGAINST YOUR STOCK

BORROW AGAINST YOUR SHARE PORTFOLIO!! 

In simple terms, this product is offered through a Hedge Fund and is a simple non-recourse loan product, offered against shares listed on a recognised exchange.

Most major exchanges are catered for across Europe, Asia, North and South America and the Middle East.

We can typically provide a guaranteed term sheet on an eligible stock or portfolio within 48 hours (please note, for smaller exchanges where DD is required decisions will take longer). The loan-to-value, determined by stock price, daily volume, historical price data, and volatility, can be as high as 80 %, with terms from 10 days to 10 years. 

 

Loans are non-recourse – there are no penalties to the borrower if the stock loses value or borrower defaults. For the period of the loan, the title is transferred to the lenders custodian.

Key Features:

• Low interest rates - fixed between 2.5% and 5%, paid quarterly, ten days to ten year terms available
• No due diligence or commitment fees (arrangement fee is payable on closing from the proceeds of the loan)
• Loan proceeds for any purpose
• High LTV ratio of up to 80%
• Not credit score driven, the collateral determines LTV and rate
• Non-recourse
• Flexible terms with options to pay off, refinance, or renew
• Minimum Share Value $100,000
• Maximum Loan $100 Million

FOR MORE INFORMATION - CLICK HERE

North Dakota Hotel Investment - Up to 25.5% Returns

NORTH DAKOTA OIL BOOM RUSH HAS STARTED!!

The hotel is located in the Bakken Oil fields, North Dakota USA, making it ideally located for long term oil and construction workers, as well as executives. The iconic historical building, the tallest in the city, is located in a thriving renaissance area.

Generous pre-launch discount of $20,000 (£12,500*)

Projected, realistic returns of 25.5%

Option rental guarantee of 15% for 7 years

City centre location

Comprehensive facilities including gym, meeting rooms and fine dining restaurant

* Based on 1.60 US $ to £ conversion

CLICK HERE for your Brochure

100% Project Funding with Equity Investment - NO COSTS UPFRONT

We currently work with Equity Investors, who are very keen to invest in quality Projects around the Globe. They will invest up to 100% of the project requirements for a Equity stake in the project. The Key points are

• The minimum investment is $100M
• They require Equity from 35% up to 50%
• 100% Equity Investment - NO INTEREST or LOANS TO REPAY!!
• NO UPFRONT FEES or COSTS

We shall need to know much more about your project before we can determine whether your project would be of interest to our Equity Investors. Nonetheless, between our range we can introduce your company to Equity Investments up to100% of the amount required. 

Before we ask any in depth questions about your funding requirements etc, we will need to know a few of the basics. So in order we can assess and respond to your enquiry, you will be required to complete an initial overview and provide documents for full presentation.

So if you have a Quality Project requiring $100M+ and are happy to release up to 50% Equity Stake - We Might Just have the Investor You need!! 

• Minimum $100M - 100% Available 
• Start Ups Welcome - NO UPFRONT COSTS!!

Can we Help You ? CLICK HERE

Shared Ownership in Turkey from £11,688

TURKEY SPA RESORT

FULLY FURNISHED

SECURE EXIT

• Multi award-winning developer
• Harmony Bay Beach & Spa 
• Prices range from just £61,600 up to £107,800 
• Shared ownership from as little as £11,688 
• 8% rental assurance is provided for the first 2 years 
• Buy-back guarantee on payment options

Properties can be fully managed by the resort's rental programme in year 3 to deliver an expected average return of 10% or more per year

• Turkey's first fully SIPP-compliant resort
• A range of mortgage options available for non-SIPP purchases
• All properties are freehold tenure & are government-bonded with a 10-year building guarantee

CLICK HERE for your Brochure

UK Development Funding Available Up To 100%

Mezzanine Finance and Equity

We have a thorough understanding of the market for mezzanine finance and of how it can be used by a developer or investor to enhance return on capital. Such funds can be provided either by the lending bank “stretching” the senior debt, or by a third party supplier. We can secure a total lend of up to (but not limited to) 75% of GDV as a combination of senior and mezz or for smaller developments to £5m lending, this can all be secured as senior through a semi-exclusive funding line. Equity is available from both institutional and private sources to help developers increase the scale of their activities and diversify risk.

MOST POPULAR SCHEMES

London, SE, S.Mids & E.Anglia Development Funding

Lending to 60% of land value plus 60% build costs (to include related professional fees)
2% lender fee, 8-10% annual, 2% exit
Lending £500k to £5m
Flatted schemes (up to 50 units - location dependent) and houses acceptable.
Pre-let mixed commercial by way of exception
Mezz partners available

London Development Funding

Lending from £1m to £6m
Maximum 60% of GDV (no specified limit on Loan to Cost)
Favourable London postcodes only
Experienced developers
Pricing typically 1% arrangement fee, 7% all in rate, 1-1.5% of GDV on exit
We are able to bring a mezz partner in to 90% LTC ie 10% client equity investment

London Prime Development Funding

To 75% Loan to Cost (subject to 60% GDV)
Minimum GDV £5m
Large (prime) apartment and housing schemes
Experienced successful developers only (15yrs minimum trading) with proven track record
Margin from 4% over cost of funds
We are able to bring a mezz partner in to 90% LTC ie 10% client equity 

Investment Development Funding London Apartments - 14 units

Rate from 1% per month
Lending from £500,000 to £20,000,000
Experienced developers with a proven track record in residential development (no commercial element permitted)
Prime London locations, with detailed planning permission already in place for up to 14 units
The project must show a minimum return on cost of 25%
First or Second charge funding
Developer investing a minimum of 20% of the development costs

Experienced Developer Finance

To 66% of land cost or value plus 50% of development cost
Lending facility of £500,000 to £3,000,000
Speculative residential units (subject to anticipated demand)
Strong developer CV and project team
Pricing of 1.5% fee with margin of 3.5% above BBR

Development Funding

To 65% of GDV (100% build, costs & interest with balance towards land)
Bespoke rate of 1% per month, 1% acceptance fee but no fee on exit for prime locations
Experienced developers or novice developers with an experienced contractor in place
Lending to £5,000,000
12mth facility
Houses and by exception flats/apartments
Maximum of 14 units

Residential Development Funding (no pre-sales)

Strong Asset & Liability statement, Income & Expenditure assesment and Developer CV
Senior debt to 55% GDV
Mezzanine partner to 70% GDV
Funding to £7m
Flat rate charged, no profit share scenario 

Speculative Development Land Finance (Planning Play)

High net worth individuals
Lending typically up to £10m
Rates from LIBOR + 3.5%
Prime city centre locations & South-East England with a strong CV or appropriate background
60% Loan to Cost
Development funds also available
No pre-requisite for pre-sales on residential units including apartment blocks

Mezzanine funding to 85% for commercial security

Up to £20m
Rates determined by quality of proposition
Loans up to 85% of value
Commercial investment and development funding

Speculative residential/mixed use development finance

Up to £500,000
Rates of 1.65% per month
Lending to 65% GDV
No proof of exit
No pre-let/pre-sold requirement and suitable for first time developers (no requirement for joint venture)

If you wish to discuss your UK DEVELOPMENT NEEDS please contact our Commercial Desk and discuss your options by simply CLICKING HERE

Caribbean Resort Apartments | 100 Percent Funding | 9 Percent Rental Guaranteed

Dominican Republic Resort Apartments

Palm View Resort is situated in Playa Dorada which translates as "Golden Sands" and is regarded as one of the most exclusive beaches throughout the Caribbean. The ideal location boasts beautiful tropical weather, with average annual temperatures of between 27°C and 33°C allowing for a 12 month holiday season.

Fully-furnished, turnkey one to three bedroom apartments in this stunning beachfront holiday complex are available with 100 percent funding, subject to status. Properties on this four star, soon to be five star resort are offered with 9 percent guaranteed rental for up to 25 years. Just 6,995 GBP/11,250 USD capital is required to cover all purchase costs.
Palm View Resort from just £58,612 :: Invest for just £6,995/ $11,250

• 100 percent funding, subject to status
• 9 percent guaranteed rental for up to 25 years
• Selection of 1 to 3 bed units 
• 90% occupancy for 2012/2013 peak season
• Over 40 units reserved in 48 hours
• Currently being upgraded to a 5* resort

CLICK HERE for your Brochure

Global Project Funding Loans From 2%

LOANS FROM 2%

UP TO 100% LTV

NEW START UP'S ALLOWED!!

We have on our Funding Panel a Funder who is privately seeking means of expanding their investment portfolio internationally and would like to partner with new Global Projects. As part of their investment expansion plan, they are ready to facilitate and fund any project that is capable of generating at least 15% NET Annual Return on Investment . They will also consider, JV Partnership, Equity funding or debt financing depending on the nature of the Project and its Business Plan. 

Basic Loan Criteria:

• £10m - £500M - (larger loans will be considered)
• Interest Rate - From 2%
• 5-10 Year Terms
• 18 Months Grace Period available
• NO Upfront Fees/Costs

We care 100% about helping each client to be successful And Seaking have no upfront fees when providing this service!!

CLICK HERE for our Funding Brochure

Invest in oil workers accommodation - earn 49% annual rental yields

49% YIELDS 

In The USA 

Backed By 

The World's Largest Oil Companies

• Investment Highlights

• New mini hotel investment

• Supported by the world's largest oil companies: Exxon Mobil, Halliburton and Chevron

• Over 15,000 (and rising) workers without suitable accommodation

• Low cost, technologically advanced, high end mini hotels

• Achieve massive 49% annual rental yields

• Considering the return offered by banks at around 2% in most countries, this opportunity should not be missed

• Long term investment with an estimated
• 20–40 years of oil available

• Long term capital growth – land and property prices are increasing rapidly

CLICK HERE for your Brochure

Focus on Bridging Finance for Scottish Property Assets

Focus on Bridging Finance for Scottish Assets

Various lender highlights!!

• Access to 21 principal lenders, to include;
• Funding available for residential, single or multiple assets
• Semi-commercial and pure commercial assets including industrial, logistics, retail, restaurant, office, leisure, land with planning
• Mainland and Highlands
• Short term development funding, to include partially complete sites
• Refurb finance
• Non status products available
• 1st, 2nd and even 3rd charge lending possible
• Adverse credit profiles accepted
• Lending £26k up to £2m+
• Rates from 0.69% per month
• Various repayment options including serviced and retained interest

The key as always is the strength of the exit strategy, which is well catered for using our expertise in packaging for Shawbrook, Interbay and Aldermore Commercial.

If you wish to discuss your SCOTTISH BRIDGE NEEDS please contact our Commercial Desk and discuss your options by simply CLICKING HERE

Join our agents and earn up to 15% commission On Property Sales

Want to earn up to 15% Commission?

Join other agents earning consistent, generous commissions whilst offering your clients a unique 49% annual yielding investment in the USA.

For savvy investors worldwide, these luxury mini hotels offer exceptional 49% annual rental returns, backed by the world’s largest oil companies Located in booming North Dakota’s Bakken Oilfields, which has both the USA’s largest GDP per person and lowest unemployment, of just 2%. For motivated and professional companies / individuals, now is the same for you to offer your clients a truly unique, in-demand opportunity and generate generous commissions of up to 15%

For the client:

• Huge projected rental yields of 49% per year
• Optional 4 year rental guarantee at 25% NET per year
• Invest safely – all funds held in escrow for peace of mind
• Massive rental demand - 15,000 oil workers, and rising
without suitable accommodation
• Rental income supported by the largest oil companies in the
world including Exxon Mobile, Chevron and Halliburton

For the agent:

• Generous commissions of up to 15%
• Commissions paid fast - usually within 2 weeks of reservation
• Full marketing and sales support materials provided
• Deal direct with a proven and established USA developer
• Proven track record of other partners / agents earning large
commissions

Click here and start earning up to 15% commission today

Whats The Best Way To Release Equity From UK Property

2nd CHARGE LOANS

WILL RELEASE EQUITY IN YOUR UK PROPERTY
UP TO 90%LTV & RATES FROM 5%

NOW LOANS UP TO £200,000 FROM 7.5%!!

We all know that the secured loan market is thriving but did you know
what the secured loan industry has to offer?.

NO APPLICATION FEES
NO LEGAL FEES
NO VALUATION FEES
MONEY IN ONLY 10 DAYS
UP TO 90% LTV
Rates from 5% 

• Rates from 7.9% are available for self-employed borrowers with 3 months of bank statements 
• HNW Loans up to £200,000 from 7.5%
• Loan rates available from 6.9% up to 65% LTV for loans up to £125,000 
• Loans available up to £100,000 with NO CREDIT SCORE REQUIRED 
• Loans up to £50,000 available even if consent has been declined by a mortgage company 
• Interest only secured loans are available from several lenders 
• Unlimited adverse on any secured loans available up to 65% LTV 

THIS SCHEME IS FOR UK PROPERTY ONLY!!
Why not talk direct with the Funder to discuss your options, and release your Equity 
by simply CLICKING HERE

St Lucia 100% Finance with 25 Year Guarantees

100% Fully Financed (No Deposit Needed)

Luxury Caribbean Resort

With 20 Year Rental Guarantee In Place...........

Palm View Resort is situated in Fond Bay on the East Coast of St Lucia, relax with us on its’ secluded sun drenched beach and lose yourself in the visions of warm crystal clear waters and striking palm trees. Palm View bestows spectacular views of the Atlantic Ocean. The Fond Bay location is the ideal setting for the Palm View Resort offering world outstanding amenities existing in a complete tranquil and breathtaking backdrop. The Resort will feature a total number of 230 private beach suites, all benefiting from a 24-hour concierge service and private butler upon request. Palm View Resort will also feature a signature golf course, wellness and spa centre, fine dining restaurants, bars, casino, cinema complex, outdoor theatre, boutique shops, tennis court, water sport centre and an exclusive private beach club. Palm View enchanting surroundings offers a truly diverse experience that is as active or relaxing as your wishes command… 

The Palm View, Ernie Els designed Golf Course tenders a supreme golf experience. The course’s design with sloping hills and panoramic views from every hole will ensure that you will be both suitably challenged and enchanted by the natural beauty of the terrain. Our paramount club house presents a sumptuous selection ensuring your experience of the Palm View Golf Resort is a lasting memory.

The right location is one of the most important factors when investing in overseas property. Also high on the list of key factors is a growing local economy, increasing tourist demands, strong government investment and a world class resort. Palm View resort St Lucia delivers on all these making it the most exciting and rewarding investment opportunity in the global overseas property market.

Invest With Confidence......100% Fully financed investment.

• 20 Year 8% net rental guarantee. 
• Luxury fully furnished beach suites.
• 12 month tropical climate for year-round rentals.
• Tax haven with no VAT, no capital gains, inheritance/estate tax
• Limited availability.

CLICK HERE for your Brochure

UK Commercial Funding All under One Roof For You

UK COMMERCIAL FINANCE

Over 50 Different Schemes!!

We can arrange facilities for:

• Property development companies
• Property investment companies
• Limited Partnerships
• Private individuals
• SIPPS
• Onshore/Offshore companiesWe operate in the following commercial sectors
• Offices
• Shops
• Logistics
• Hotels
• Industrial buildings and estates
• Residential developments
• Mixed-use developments
• Construction
• Retail parks
• Pubs and Clubs
• Leisure Parks
• Sports clubs and centres
• Start Up Businesses

A FEW EXAMPLES OF OUR SCHEMES

Commercial Investment Property Finance
3-4yrs remaining on tenant lease acceptable
20yrs ammortization despite covenant
Ability to refinance off the back of a bridge facility even within first 6mths of ownership, against market value

Multi-Unit Investment (Rental Only)
£250k to £5m lending
Term 3yrs interest only
70% of purchase/open market value (lower)
Available throughout England
No early repayment charges throughout the term
Product based on rental alone however the facility to use surplus earned income to cover shortfall

Commercial Owner Occupy/Investment
£100k to £3m lending
Term to 15yrs interest only
60% of 180 day value
Available in England & Wales
Manual underwriting with can-do approach to lending including declining net profit and minor adverse
Rate of 9.95% (6yr reducing lock-in)

Commercial senior debt 75% to £100m+
Loans range from £5m up to typically £100m against a single property or larger sums for portfolios
Loans up to 80% of value (subject to very strong covenant)
Loan duration normally 5 - 25 years
A competitive fixed rate of interest using Gilts as a benchmark (guide 2% over)
Flexibility of repayment profile; all interest only, part interest only and part amortised, capital holiday periods, sculptured profiles around RPI and fixed rent uplifts etc
Income cover requirements are driven by quality of income, lease durations and property fundamentals
Indexed financing options
'Substitution' permissable on portfolio loans

Mezzanine funding to 85% for commercial security
Up to £20m
Rates determined by quality of proposition
Loans up to 85% of value
Commercial investment and development funding

If you wish to discuss your COMMERCIAL NEEDS please contact our Commercial Desk and discuss your options by simply CLICKING HERE

SECURED LOANS NOW FROM 5.5%

I'm pleased to announce we now offer 2nd Charge UK secured loans from 5.592%!

This is the lowest secured loan product rate in the UK right now and is available to you, if you have a maximum LTV of 55% and looking to borrow between £40,000 and £200,000.

We also have a 90% LTV product available for loans up to £30,000, which will increase the number of clients that will qualify for a secured loan and undoubtedly lead to significant growth in the second charge market over the next twelve months.

Even before the credit crunch, when Carol Vorderman was telling people to consolidate their debts with Firstplus, rates were never this low; making our message clearer than ever- secured loans can offer you a viable alternative to re-mortgage when looking to raise capital on your property.

For more information on this low rate, Please email us at

theseakinggroup@sky.com