Commercial Investment Property Finance
3-4yrs remaining on tenant lease acceptable
20yrs ammortization despite covenant
Ability to refinance off the back of a bridge facility even within first 6mths of ownership, against market value
Multi-Unit Investment (Rental Only)
£250k to £5m lending
Term 3yrs interest only
70% of purchase/open market value (lower)
Available throughout England
No early repayment charges throughout the term
Product based on rental alone however the facility to use surplus earned income to cover shortfall
Commercial Owner Occupy/Investment
£100k to £3m lending
Term to 15yrs interest only
60% of 180 day value
Available in England & Wales
Manual underwriting with can-do approach to lending including declining net profit and minor adverse
Rate of 9.95% (6yr reducing lock-in)
Commercial senior debt 75% to £100m+
Loans range from £5m up to typically £100m against a single property or larger sums for portfolios
Loans up to 80% of value (subject to very strong covenant)
Loan duration normally 5 - 25 years
A competitive fixed rate of interest using Gilts as a benchmark (guide 2% over)
Flexibility of repayment profile; all interest only, part interest only and part amortised, capital holiday periods, sculptured profiles around RPI and fixed rent uplifts etc
Income cover requirements are driven by quality of income, lease durations and property fundamentals
Indexed financing options
'Substitution' permissible on portfolio loans
Mezzanine funding to 85% for commercial security
Up to £20m
Rates determined by quality of proposition
Loans up to 85% of value
Commercial investment and development funding
Can we help you? simply complete our Brief Overview Form and we will provide an Initial review. Request your Form and copy of our Funding Brochure by emailing us at
