New build finance to 80% for high net worth applicants to include prime city centre apartments
85% buy to let funding now available to £350,000 throughout England & Wales
Portfolio lending facilities
Cross-collateral charges
Under value purchases
Non-standard property types
HMO funding to 75% loan to value
Multi let properties (Self contained flats sharing one freehold title)
Mixed use properties such as retail ground floor with residential above
Offshore company purchases
Examples of our most Popular Schemes
HNW offshore BTL Lending
Focus on clients with footprint in Middle East, Asia, Africa or India
Lending to 75% (selected ultra prime London postcodes) to £20m+
5yr interest only term
Pricing 3% over cost of funds
20% of lending to be held on account/managed funds
HMO/Multi-Unit/BTL Term Funding - no '6mth rule'
Purchase or Refinance
75% lending for purchases
75% of the Open Market Value for re-mortgages, even WITHIN 6MTHS of purchase (where a discounted purchase and/or property improvement can be demonstrated)
England & Wales
Portfolio lending to 10 properties (£1m max per unit, max £2m across all lenders)
HMO (licenced to max 8 tenants), multi-unit (max 4), bedsits, student lets (max 5 bedrooms), new build houses/flats, studio flats, deck access, ex-local houses, high rise (in major conurbations to 12 storeys with lift)
Extremely competitive rates with selected products offering no early repayment charges
Lending available to individuals and SPV Ltd companies
Available to first time buyers
Multi-Unit Investment (Rental Only)
£250k to £5m lending
Term 3yrs interest only
70% of purchase/open market value (lower)
Available throughout England
No early repayment charges throughout the term
Product based on rental alone however the facility to use surplus earned income to cover shortfall
High Value HMO/Multi-Unit Term Deal
Minimum property value £2m
Maximum 50% Loan to Value
LIBOR plus 2.5%
Maximum lending £20m
Buy to Let
Loans up to 85% Loan to Value
Portfolio funding available to 85% loan to value
Bespoke rates for high value portfolios
Buy to Let refurbishment finance available lending in current state and re-evaluating post works
Can we Help You? Why not give us an overview of your requirements, by completing our Overview form. Simply request your copy with our Funding Brochure by emailing us at
